Checking

United Checking

• Unlimited check writing
• Sweep option
• No minimum balance
• Must receive eStatements

Regular Checking

• Unlimited check writing
• Sweep option
• Imaged Statements
• Maintain a $200.00 average balance
• $4.00 monthly service charge if average balance is not maintained

Members Checking (Under Age 50)

• Unlimited check writing
• No minimum balance
• Free membership checks
• Accidental death insurance for account owner and qualified family members
• Free notary service and no fee for cashier’s checks
• Must maintain a minimum balance of $1,000.00 in the account each day to obtain the disclosed annual percentage yield
• $7.00 monthly membership fee

Members Classic Checking (Age 50 & over)

• Unlimited check writing
• No minimum balance
• Free membership checks
• Accidental death insurance
• Free notary service and no fee for cashier’s checks
• Must maintain a minimum balance of $1,000.00 in the account each day to obtain the disclosed annual percentage yield
• $5.00 monthly membership fee

NOW Account

• Unlimited check writing
• Must maintain a minimum balance of $1,000.00 in the account each day to obtain the disclosed annual percentage yield
• Higher rate of interest will be earned on accounts maintaining a $2,500.00 balance
• $6.00 service charge if balance falls below required balance of $1,000.00 (no interest will be earned during this time)

Money Market Checking

• Maintain a $1,000.00 minimum balance to avoid a monthly service charge of $6.00
• Must maintain a minimum balance of $1,000.00 in the account each day to obtain the disclosed annual percentage yield
• Interest rates are tier-structured and the interest rate is increased at $2,500.00, $10,000.00, $25,000.00, $50,000.00, $75,000.00 and $100,000.00

Elite Money Market

• Must maintain a minimum balance of $1,000.00 in the account each day to obtain the disclosed annual percentage yield
• Interest rates are tier-structured and the interest rate is increased at $10,000.00, $50,000.00 and $100,000.00

*Minimum to open a new checking account is $100.00.

Debit Cards

• EMV Chip enabled provides additional security
• Instant Issue
• Custom images available
• Transfer the Cents
• SecurLOCK Equip