About Us

Welcome to United Citizens Bank of Southern Kentucky!

UCB was founded on the solid banking principles of providing the products and services needed by the people and businesses in our communities and providing our customers with good, old-fashioned, hometown customer service.

We are locally owned and operated, which means our decisions are made right here and will be made with our customers’ best interests at heart. We believe it is our responsibility to make a difference in the lives of our customers and make our communities a better place to live.

When you think personal service and customer-first banking, think UCB. We look forward to serving you.

 Cell Phone

Apple Pay

Make secure purchases in stores, in apps, and now on the web. Apple Pay is simple to use and works with the devices you use every day. Easily pay with your United Citizens Bank debit card with just a touch. And because your card details are never shared by Apple when you use Apple Pay, making payments with your iPhone, Apple Watch, iPad, and Mac is the safer, more private way to pay.

 Mobile Banking

SecurLOCK Equip

Cardholders are concerned about security and want the ability to administer their cards. With SecurLOCK Equip you have the convenience and control via your mobile device to effectively monitor your card account.