NOTICE OF YOUR FINANCIAL PRIVACY RIGHTS
"you" and "your" we mean all of our consumer customers who have a
continuing relationship with us, and also all former customers.
We will tell you the sources for nonpublic personal information we
collect on our customers. We will tell you what measures we take to
secure that information.
We first define some terms.
We, our, and us means United Citizens Bank of Southern Kentucky.
Nonpublic Personal Information means information about you that we
collect in connection with providing a financial product or service to
you. Nonpublic personal information does not include information that is
available from public sources, such as telephone directories or
An affiliate is a company we own or control, a company that owns or
controls us, or a company that is owned or controlled by the same
company that owns or controls us. Ownership does not mean complete
ownership, but means owning enough to have control.
A nonaffiliated third party is a company that is not an affiliate of
THE INFORMATION THAT WE COLLECT
We collect nonpublic personal information about you from the following
- Information we receive from you on applications or other forms.
- Information about your transactions with us.
- Information about your transactions with nonaffiliated third
- Information from a consumer reporting agency.
We do not disclose any nonpublic personal information about you to
anyone, except as permitted by law.
THE CONFIDENTIALITY, SECURITY AND INTEGRITY OF YOUR NONPUBLIC PERSONAL
We restrict access to nonpublic personal information about you to those
employees who need to know that information to provide products or
services to you. We maintain physical, electronic, and procedural
safeguards that comply with federal standards to guard your nonpublic
NONPUBLIC PERSONAL INFORMATION AND NONAFFILIATED THIRD PARTIES
Since we value our customer relationship with you, we will not disclose
your nonpublic personal information to nonaffiliated third parties,
except as permitted by law.
NONPUBLIC PERSONAL INFORMATION AND FORMER CUSTOMERS
If you decide to close your account(s) or become an inactive customer,
we will follow the privacy policies and practices as described in this
We may disclose all of the information we collect, as described above
to companies that perform joint marketing services on our behalf or to
other institutions with whom we have joint marketing agreements.
TYPES OF BUSINESSES
Here are the types of businesses with whom we may disclose nonpublic
personal information under this section: Insurance Companies.