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UBank Online Personal Products Checking   Savings   Cert. of Deposit   IRA’s   Business Products Loan Products Rates Other Services Community Links	Personal Products > Savings United Citizens Bank of Southern Kentucky pays competitive rates of interest to ensure that your return is maximized. Your deposits are insured by the Federal Deposit Insurance Corporation (FDIC). The money you invest with us stays in the community in the form of loans. We are proud to be your local bank to come home to. STATEMENT SAVINGS $25.00 minimum to open 3 transfers/withdrawals per month $1.00 charge per withdrawal over 3 per month $1.00 charge per month if balance falls below $25.00 Interest is compounded and credited quarterly. CHRISTMAS SAVINGS $5.00 to open Opening dates are from 11/01 to 01/31 Cut off date for deposits - 10/11 No interest paid if account is closed early Interest is paid on balances of $2,500.00 and under VACATION SAVINGS $5.00 to open Opening dates are from 06/01 to 08/31 Cut off date for deposits - 05/15 No interest paid if account is closed early Interest is paid on balances of $2,500.00 and under SUPER STUDENT SAVINGS No minimum to open $1.00 deposited by the bank for every "A" or equivalent earned up to $10.00 per grading period HEALTH SAVINGS ACCOUNT
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