About Us > Presidents Message
Hello and Welcome to United Citizens Bank of Southern Kentucky and our
We are situated in South Central Kentucky between Lake Cumberland and
Green River Lake in a beautiful rural setting.
A group of investors formed the idea of a new bank and its need in the
South Central Kentucky area in the summer of 2003 and started putting in
place the foundation and formulating a plan to open a bank in 2004.
The six members that form the Board of Directors are made up of individuals that carry a detailed history of various business backgrounds in the local area. Dr. Chuck Giles (Chairman of the
Board), Marshall Loy, Philip Watson, Joe Pyles, Steve Mckinney, and Eddie Franklin.
The staff is made up of experienced bank personnel with many years of
local banking experience. This provides our bank with employees who are
well known and involved in civic and community affairs and are concerned
with the progress, success, and welfare of our communities.
United Citizens Bank was chartered and opened for business December 6,
2004. We offer a full range of banking products, retail and commercial.
You will be able to view those and the details at other pages of our
Most banks all have the same products to advertise and offer their
customers. They try hard to advertise and say things to get you to come
in and come back. Once you come in and try us you will be back. We will
show you what customer service is and you will feel it by working with
our staff in developing your bank relationship with us.
We are very proud of our bank and our location, but most of all we are
proud of our staff, which is second to none in its desire to provide you
with the best possible products and services available.
Allow us the opportunity to let you feel what I am talking about with
United Citizens Bank and what we have to offer you in being your banking
Our buildings represent a sense of home and tradition and the staff says
We look forward to meeting you and showing you what we have to offer.
Paul B. Lee